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Independent platform disclosure

BimaFikia is an insurance access technology platform. It is not presented as the underwriter of insurance products. Insurance policies are issued by the relevant licensed insurance provider, subject to that provider's terms, eligibility and underwriting.

Before purchasing

• Confirm the identity of the insurance provider.
• Review the premium, period of cover, exclusions and key conditions.
• Understand claim notification requirements.
• Keep your policy schedule and payment record.

Privacy & security

We aim to collect only information reasonably required for the relevant customer journey and to handle it responsibly. Production deployment should connect forms and customer records to a secure backend with access controls, logging, encryption and documented retention policies.