Terms
Clear rules for using BimaFikia.
These starter terms should be reviewed and approved by qualified legal counsel before public launch.
Legal review required before launch.
Platform role
BimaFikia provides insurance-access technology, information and customer-journey support. Unless specifically disclosed otherwise for a particular product, BimaFikia does not itself underwrite the insurance risk.
No automatic coverage
Submitting an enquiry or viewing information on the website does not by itself create insurance coverage. Cover exists only after the relevant provider has accepted the risk and issued the applicable policy or evidence of cover.
Information accuracy
We aim to keep information clear and current, but final product terms are those issued by the insurance provider.