What is insurance?
Insurance is a way of transferring certain financial risks to an insurer in exchange for a premium, subject to the policy terms.
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What is a premium?
The premium is the amount paid for insurance cover, usually based on the product, risk and period of cover.
What is an insurance claim?
A claim is a formal request to the insurer for payment or assistance after an event covered by the policy.
Third Party vs Comprehensive
Third Party cover focuses on liability to others; Comprehensive usually adds broader protection for the insured vehicle, subject to policy terms.
Bima ni nini?
Bima ni utaratibu wa kusaidia kupunguza athari za kifedha pale tukio lililofunikwa na mkataba wa bima linapotokea.
Claim ya bima ni nini?
Ni ombi rasmi kwa kampuni ya bima baada ya tukio lililoainishwa kwenye mkataba wa bima kutokea.