Insurance access made simpler for Tanzania.Bima Inakufikia • Insurance Reaches You
Insurance guide

Motor Insurance in Tanzania

Learn about motor insurance in Tanzania, including Third Party and Comprehensive cover, documents, claims and key questions.

Protect your vehicle with a clearer understanding of your options.

Motor insurance can protect against different types of financial risk depending on the cover selected. BimaFikia helps explain the common options before you proceed with an insurance provider.

Before you choose cover

  • Confirm the insurance provider.
  • Read the policy wording and key exclusions.
  • Understand the premium, excess and period of cover.
  • Know how and when to report a claim.
Ask BimaFikia
Frequently asked

Questions to understand first

What is Third Party motor insurance?

It generally focuses on legal liability to third parties for covered loss or damage, subject to the policy wording and applicable requirements.

What is Comprehensive motor insurance?

Comprehensive cover usually provides broader protection, which may include certain loss or damage to the insured vehicle in addition to third-party liability, subject to exclusions and policy terms.

What should I compare?

Premium, insured value, excess, exclusions, territorial limits, claim process, optional benefits and the identity of the insurer.