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Insurance guide

Health Insurance in Tanzania

Understand health insurance options in Tanzania for individuals, families and businesses with simple guidance from BimaFikia.

Health cover should be easier to understand before you need it.

Health insurance products differ in provider networks, limits, waiting periods, exclusions and benefits. Review these carefully before choosing cover.

Before you choose cover

  • Confirm the insurance provider.
  • Read the policy wording and key exclusions.
  • Understand the premium, excess and period of cover.
  • Know how and when to report a claim.
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Frequently asked

Questions to understand first

Who can health insurance cover?

Depending on the product, cover may be designed for individuals, families, employees or groups.

What should I check?

Provider network, inpatient and outpatient benefits, medicine, maternity, dental/optical benefits, limits, waiting periods and exclusions.

Does every policy cover the same hospitals?

No. Networks and access rules vary by insurer and product. Always confirm the current provider network.